Whether it is required in your state or not, motorcycle insurance offers financial protection in the event of an accident. Liability insurance protects you against financial ruin if you are at fault in causing an accident resulting in death or injuries to others. 

Is snowmobile insurance required in NY? 

New York State Parks law requires snowmobilers to carry liability coverage in the minimum amount of $10,000 for an accident involving one person,  $20,000 for an accident involving two or more persons, and $5,000 for  property damage from one accident. 

How much is snowmobile insurance in NY? 

The average cost of snowmobile insurance packages is between $300 and $400 per year. If you prefer purchasing liability coverage only, packages can cost as little as $80 to $100 annually.  

http://nysnowmobiler.com/safety/nys-laws-regarding-snowmobiling/

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