Contact us today to get a clear explanation of the many homeowners insurance options and how they can protect your home's unique needs, at an affordable cost..
We guarantee -
Homeowners, Dwelling Fire, Apartments, Condo's, Older Homes, and more at an affordable price
Best Home Insurance rates
Ask about our Builders Risk program for construction needs
First, because homeowners is the best valued insurance product on the market covering most families largest asset. It provides property, loss of rent, liability, *workers comp, equipment breakdown, and much more. You can even schedule coverage for artwork, jewelry, etc.
Higher Deductibles mean cheap insurance?
Typical homeowners insurance policy includes the standard, fixed-dollar amount deductible that you pay out of pocket when you file a claim for a covered loss. A standard homeowners insurance policy deductible is usually in the range of $500 to $2,000, although lower and higher deductible home insurance plans are also common.
Dollar amount deductibles work like this: if your deductible is $1,000 and you file a roof claim totaling $6,500 in damages, you pay the first $1,000 of the repair costs out of pocket before your insurance company sends you a check for the remaining $5,500.
Of course, there are ways to reduce your premiums beyond choosing a higher deductible. There are plenty of available discounts, like bundling your homeowners policy with your auto policies, autopay discounts and many others. You can learn more about what affects your homeowners insurance cost here and how to lower those rates if they go up.
To determine what deductible amount is best for you, give our agency a call We give you unbiased advice and help you weigh the costs and benefits of high vs low-deductible policies.
Homeowners insurance is for private homes and requires at least one of the named insureds
occupies the home. A Dwelling (DP) policy is similar but used for residences which don't qualify for a homeowners policy for various reasons (ie. vacancy, non-owner occupied, seasonal, secondary residence, age, etc.).
Insures your interest in materials, fixtures and/or equipment being used during the construction or renovation of a building or structure.
No Liability Implied or Stated
Walter O. Rogers Insurance Agency LLC, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this Site, including any indirect, direct, special, third party, or consequential damages. Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy. Copyright © 2020